LETS START Blog Why Most ROOFING CONTRACTOR Fail

Why Most ROOFING CONTRACTOR Fail

There is no such thing as being over protective when it comes to your home and your finances. There are plenty of roofing contractors out there which are willing to bend the guidelines to simplify things for themselves, resulting in problems for you and your roof. Even honest contractors make mistakes every once in a while. That’s why it is important to know these 4 simple ways to protect yourself when choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to fix a leak on your roof. One of their workers decides never to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your own property.

Solution: Roofers Compensation is a type of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being out of work. Be sure that your roofing contractor has workers compensation in order that you are saved the trouble and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there is an urgent storm. Water seeps into your home and damages your sheet rock, carpet plus some nice furniture. sustainable shingles has liability insurance, but you can find exclusions preventing coverage of the inside of your building. You wind up paying to repair the damages yourself.

Solution: If damage occurs to your home or building that is the fault of a roofing contractor, you intend to be sure they have good liability insurance. This can cover anything from broken windows to damaged interiors as mentioned in the problem above. Some contractors have liability insurance, but their insurance provider offers so many exclusions that it is almost like there is no coverage at all. Search for coverage that doesn’t exclude water damage caused by leaving a roof open.

Business License
Problem: You hire a fresh roofing company to focus on your roof. A couple of months later you see a leak. You try to contact the company, but can’t find their information. You make an effort to look them up by their business license and you find that there was never a business license issued for that company. You’re forced to cover the repairs yourself.

Solution: Check ahead of time that your roofing contractor has a business license. If they don’t possess a license, it may be a sign that they have no idea what they are doing. The company could easily disappear or go out of business.

In hawaii of Utah, your roofing company should have a shingle license and an over-all roofing license to install a pitched roof. A flat roof installation only requires a general roofing license.

An over-all contractor is legally in a position to install a roof without a roofing license should they have a general contractor license. However, there have been plenty of cases of general contractors branching out and installing roofs themselves if they lack the proper training. This causes problems for building owners as well as home owners. It is ideal for a general contractor to possess a roofing license in addition to their general contractors license.

In Utah, the number for an over-all roofing licence is S280. The overall contractors license is B100.

If your roofing contractor is in the center of working on your roof and you also find that they will have given fraudulent business license information, (in Utah) you have the choice to terminate their service right away. You are not necessary to pay anything to the contractor because they were operating illegally. After that you can find a qualified contractor to fix your roof and finish the work.

Lien Waiver
Problem: Your roof has been completed and you also pay the contractor. However, a few weeks later, the contractor’s supplier contacts you requesting a fee for the materials installed on your roof. You discover your contractor did not pay his supplier and that you will be now in charge of that payment. This has happened and can eventually you.

Solution: Make sure to request a lien waiver once the job is completed and before you pay. A lien waiver simply states that if the contractor fails to make his payments to a supplier or employees, you aren’t responsible to cover them. It is ultimately in place to protect the house or building owner from paying twice. In the event that you have the lien waiver before you pay, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without the additional paperwork.

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